Free Kasasa Cash® Checking

Free Kasasa Cash® Checking

Get paid to bank here — really. This free checking account lets you earn 2.51% APY* on balances up to $10,000! And, we'll refund your ATM fees nationwide,* so any ATM is your ATM.

Want even more bang for your buck? Link your Kasasa checking account to Kasasa Saver to build up savings effortlessly. We'll automatically transfer the rewards you earn in your checking account to your Kasasa Saver account — where you'll also earn high dividends.*

  • 2.51% APY* on balances up to $10,000
  • 0.25% to 2.51% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees nationwide (up to $10 monthly)*
  • Link to Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free e-statements
  • Free Visa® debit/ATM card
  • Unlimited check writing
  • No minimum deposit to open

Earning Rewards Is Easy:

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 bill pay transaction or 1 automatic payment (ACH) post and settle

That's it! And, if you don't qualify for the month, don't worry. You'll still earn our base rate — and you can get right back to earning great rewards the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 10/16/2014. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.51%; and (3) balances over $10,000 earn 0.10% dividends rate on the portion of the balance over $10,000, resulting in 2.51% to 0.25% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.