myCashBack Checking

myCashBack Checking

Open a free checking account that actually puts money back in your wallet every time you use your debit card for purchases. Conveniently pay for everyday needs like gas, groceries, household items, even car repairs, and get up to 2.5% cash back! And did we mention nationwide ATM fee refunds?

There's no minimum balance to get cash back and no monthly service fee. And qualifying is super easy, just do a few things you probably already do!

  • 2.5% cash back on everyday debit card purchases up to total purchases of $400 per month
  • Nationwide ATM fee refunds (up to $10 per qualification cycle)
  • Unlimited check writing
  • No minimum deposit to open
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free eStatements
  • Free Visa® debit /ATM card
  • Free 24-hour bank line


To earn the cash back and ATM fee refunds, simply do the following each monthly qualification cycle:

  • Have 12 debit card purchases post and settle your account
  • Be enrolled and review eStatements
  • Have at least one bill pay transaction OR automatic payment (ACH)

Isn't that easy? But don't worry if you don't meet the qualifications on any given cycle. There is no penalty, and the account is still free. You can get back to earning rewards the very next month you qualify!