Interest rate and APY may change after account is opened. APYs accurate as of 05/01/2013. Fees could reduce earnings. Rates and fees may change without notice. Rate = Dividend Rate. APY = Annual Percentage Yield.

Kasasa Cash*

BalanceRateAPY
Balances up to $10,0002.48%2.51%
Balances over $10,0000.10%0.10%*
All balances if qualifications are not met0.05%0.05%

Qualifications

Earning your rewards is easy. Just do the following on each monthly qualification cycle:

  • Have 12 debit card purchases post and settle your account
  • Be enrolled and receive eStatements
  • Have at least one automatic payment (ACH) or bill pay transaction post and settle your account

*balances up to $10,000 receive APY of 2.51%; and (3) balances over $10,000 earn 0.10% interest rate on the portion of the balance over $10,000, resulting in 2.51% - 0.25% APY depending on the balance.

Kasasa Saver*

BalanceRateAPY
Balances up to $10,0001.50%1.51%
Balances over $10,0000.10%0.10%*
All balances if qualifications are not met0.05%0.05%

Qualifications

Qualifying for Kasasa Cash Checking automatically qualifies you for the highest Kasasa Saver rate. Just do the following each monthly qualification cycle on your Kasasa Cash Checking account:

  • Have 12 debit card purchases post and settle your account
  • Be enrolled and review eStatements
  • Have at least one automatic payment (ACH) or bill pay transaction post and settle your account

*balances up to $10,000 in Kasasa Saver receive an APY of 1.51%; and (2) balances over $10,000 in Kasasa Saver earn 0.10% interest rate on portion of balance over $10,000, resulting in 1.51% - 0.19% APY depending on the balance.

Checking Accounts

Account NameNo Minimum Opening Deposit RequiredRateAPY
Bronze Cache Checking$00%0%
Silver Cache Checking$00.10%0.10%
Golden Cache Checking$00%0%

Savings Accounts

Account NameMinimum Required Opening DepositRateAPY
Primary Savings$250.10%0.10%
Pee Wee Penguin Savings$250.10%0.10%
FYI Savings$250.10%0.10%
IRA Savings0.55%0.55%
Christmas Club0.30%0.30%

Money Market

BalanceAPRAPY
$0 - $2,499.99.10%.10%
$2,500 - $49,999.99.20%.20%
$50,000 - $74,999.99.25%.25%
$75,000+.35%.35%

Share Certificates

TermMinimum Required Opening InvestmentAPRAPY
6 month$10000.25%0.25%
12 month$10000.35%0.35%
24 month$10000.65%0.65%
36 month$10000.95%0.95%
48 month$10001.15%1.16%

Home Equity Loans

TermRate
Line of Credit4.50% Variable
0 - 60 Month4.50% Fixed
61 - 120 Month5.0% Fixed
121 - 180 Month5.50% Fixed

Auto Loans

TypeTermFixed Rate (APR)
2010 and newer vehicles, not over retailUp to 72 months (OAC)3.25%
2009 and older vehiclesUp to 60 months (OAC)3.75%

Personal Loans

Loan TypeTypeRate
Personal Loan Rate (up to 48 months)Fixed10.90%
Line of Credit (Personal)Variable9.09%
Bronze Cache AdvanceVariable10.09%
Silver Cache AdvanceVariable9.59%
Golden Cache AdvanceVariable9.59%

Recreational Loans

TypeTermFixed Rate (APR)
Recreational (2010 & newer)Up to 72 months (OAC)3.25%
Recreational (2010 & newer)73-144 months (OAC)5.25%
Recreational (2009 & older)Up to 72 months (OAC)3.75%
Recreational (2009 & older)73-144 months (OAC)5.75%

Share Secured Loans

Loan TypeTerm
Shares Pledged3% above highest dividend paid