Surcharge-Free ATM Network

Surcharge-Free ATM Network

As part of the CO-OP Network, MFCU is there for you in more places than ever! With nearly 30,000 surcharge-free ATMs to choose from, we make life easier and less expensive, since you don't have to pay a fee to access your money.*

Plus, we offer a variety of ways for you to find the surcharge-free ATM closest to you, from a free downloadable ATM locator app to an ATM locator database for your GPS. Or, you can simply call or text to find the nearest location!

  • Withdraw cash surcharge-free at any CO-OP Network ATM
  • 30,000 surcharge-free ATMs nationwide
  • Find locations quickly with a variety of tools:
  • Search by zipcode on the website
  • Download our ATM Locator app from the iPhone store
  • Text a street address, zipcode, or "city state" to 692667 (my coop)
  • Add our CO-OP Network ATM Locator database to your GPS

Call 1-888-SITE-CO-OP for locations through your phone

*Bronze Cache account holders will pay a $1.50 ATM access fee at non-MFCU ATMs.