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Share Certificates
Share Certificates
Share certificates are similar to CDs, with rates dependent on term. We currently offer a variety of terms to meet your needs. Share certificates require a minimum investment of $1000.00. It is important to remember that withdrawals made before the certificate maturity date will be subject to early withdrawal penalties.If you would like a higher dividend rate and do not need immediate access to your funds, then our share certificates are for you.
Rates - Effective
Term and Investment
|
APR
|
APY
|
6 Month ($1000 Minimum Investment)
|
0.30%
|
0.30%
|
12 Month ($1000 Minimum Investment)
|
0.40%
|
0.40%
|
24 Month ($1000 Minimum Investment)
|
.85%
|
.85%
|
36 Month ($1000 Minimum Investment)
|
1.04%
|
1.05%
|
48 Month ($1000 Minimum Investment)
|
1.39%
|
1.40%
|
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