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Kasasa Cash Checking

Rewards checking accounts are great — until they make you jump through hoops to earn what barely qualifies as a reward. With free Kasasa Cash® checking, you’ll know you’re being rewarded when you earn a really high 2.00% APY* just for doing banking basics — no hoops necessary. 

Plus, you’ll get refunds on ATM fees all over the country*, so you can make any ATM your ATM.

Summary
  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.27% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $10 monthly)*
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking with bill pay
  • Free e-Statements
  • Free mobile banking
  • Free MasterCard® debit/ATM card
  • Free 24-hour Voice Response
  • Unlimited check writing
  • Must have $25 deposit in Member Savings account to open

Earning Rewards is Easy!

You won’t even have to think twice about using the convenient services that qualify you for rewards! To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle: 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Have at least 1 bill pay transaction or 1 automatic payment (ACH) post and settle

That’s it! And if you don’t qualify during the qualification cycle, don’t worry. You’ll still earn our base rate — and you can get right back to earning great rewards the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 8/01/2016. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.10% dividends rate on the portion of the balance over $10,000, resulting in 2.00% to 0.27% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Don’t wait — there’s no time like the present to get started