Purchase what you need — or want — anytime in stores or online with a MasterCard® credit card from Montana Federal Credit Union. You’ll enjoy the freedom of flexible funding that’s there for you whenever you need it.
Plus, with our low 11.9% APR* and no annual fees or hidden costs, you won’t be stuck owing major bucks in interest every time you go shopping.
Click the Apply Now button to apply for your card today, or download a Montana Federal Credit Union MasterCard credit card application here!
*For more information, please see the terms and conditions.
|Interest Rate and Interest Charges|
|Annual percentage rate (APR) for purchases||11.9%|
|APR for Balance Transfers||11.9%|
|APR for Cash Advances||11.9%|
|How to Avoid Paying Interest on Purchases||Your due date is 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of Consumer Financial Protection Bureau.|
|Transaction Fees - Foreign Transaction Fee||1.00% of each transaction in U.S. Dollars|
|Penalty Fees - Late Payment Fee||Up to $25.00|
|Penalty Fees - Returned Payment Fee||Up to $25.00
How We Will Calculate Your Balance:
We use a method called "average daily balance (including new purchases)."
The information about the costs of the card described in this application is accurate as of October 26, 2015. This information may have changed after that date. To find out what may have changed, contact the credit union.
Late Payment Fee - $25 of the amount of the required minimum payment, whichever is less, if you are ten (10) or more days late in making a payment.
Returned Payment Fee - $25 of the amount of the required minimum payment, whichever is less.
Document Copy Fee - $6.00