Skip to content

WINcentive Savings

  • Free savings account that gives you the chance to win cash
  • Every $25 saved enters you into a statewide cash prize drawing
  • Must be a Montana resident, at least 18 years of age
Learn More

Member Savings

  • Simple, multi-purpose savings account
  • Gives you Montana Credit Union membership
  • Competitive dividends on entire balance
Learn More

Free Kasasa Saver

  • Free account that links to your Kasasa® checking
  • Helps you to build your savings effortlessly
  • Pays high dividends monthly
Learn More

Pee Wee Penguin Youth Savings

  • Available to young members through 12 years of age
  • Kids learn the fundamentals of saving while having fun
  • Enjoy perks such as prizes, newsletters, contests, and more
Learn More

FYI Club Savings

  • Special club for young financial investors, ages 13 to 22
  • Provides Montana Credit Union membership
  • Grow your savings with competitive dividend earnings
Learn More

Christmas Club Savings

  • De-stress your holidays by saving for them year-round
  • Funds automatically deposited to your account on November 1st
  • No monthly service fee, no minimum balance requirements
Learn More

Money Market Account

  • Maximize earnings on your higher savings balance
  • Competitive, tiered rates (higher balances earn higher rates)
  • No monthly service fees with up to 6 withdrawals per month
Learn More

Share Certificates

  • Meet savings goals with guaranteed earnings you can rely on
  • Fixed rates, higher than regular savings (higher rates for longer terms)
  • A wide range of terms available (from 6 months to 4 years)
Learn More

Individual Retirement Accounts (IRAs)

  • Save for retirement with tax-advantaged savings*
  • Competitive dividends above standard savings rates
  • Traditional and Roth IRA options available with no setup fees
Learn More

We value your privacy. Montana Credit Union's website uses cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. By use of this website, you consent to our use of cookies. For more information, review our Online Privacy Notice.