Free Kasasa Saver Account

We all want to save our money but remembering to do so before it burns a hole in our pockets can be hard. That’s why free Kasasa Saver® lets you build your savings without a second thought!

Link it to your Kasasa Cash® checking account and the dividends you earn each month will automatically be swept into your savings. Plus, you can earn up to 1.25% APY* on Kasasa Saver — so you practically double your dividends!

  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash checking
  • Automatic transfers of Kasasa Cash earnings
  • 1.25% APY* on balances up to $10,000
  • 1.25% to 0.20% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications are not met on Kasasa Cash account
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free e-Statements
  • Free mobile banking
  • Free 24-hour Voice Response
  • No minimum deposit to open. Must have $25 in Member Savings account to open. Bring in your current photo ID and we can start the process today!

Earning Rewards — and Growing Savings — is Simple!

Qualifying for your Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle: 

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive e-Statements
  • Have at least 1 bill pay transaction or 1 automatic payment (ACH) post and settle

That’s all! And if you don’t qualify one month, don’t worry. You’ll still earn the base rate on your entire balance — and you can get right back to earning high dividends the very next month!

*APY=Annual Percentage Yield. APYs accurate as of 8/01/2016. Rates may change after account is opened. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 2.00%; and (3) balances over $10,000 earn 0.10% dividends rate on the portion of the balance over $10,000, resulting in 2.00% to 0.27% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.05% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding dividends. Dividends earned in Kasasa Cash are automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual dividends amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications in Kasasa Cash are met each monthly qualification cycle: (1) balances up to $10,000 in Kasasa Saver receive an APY of 1.25%; and (2) balances over $10,000 in Kasasa Saver earn 0.10% dividends rate on portion of balance over $10,000, resulting in 1.25% to 0.20% APY depending on the balance. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.05% APY. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.

Don’t wait — there’s no time like the present to get started