Time for a new vehicle? Whether you’re purchasing your first car or upgrading to a newer model, we have competitive-rate auto loans that will get you revving your engine in no time.
We also offer pre-approvals that give you the power by letting you know exactly how much car you can get, so you can step onto that dealer lot with confidence.
Click the Apply Now button, or log in to CU@Home to apply online today! Not a member? Give us a call or stop on by!
*Loan approval, APR and down payment required based on payment method, creditworthiness, collateral and ability to repay. Rates include automatic payment option. Rates terms and conditions are subject to change. APR = Annual Percentage Rate.
Protect your auto or recreational vehicle investment with Guaranteed Asset Protection (GAP) or Depreciation Protection.
GAP is a non-insurance product that covers the "gap" between your vehicle's value and the amount you still owe. If your vehicle is stolen or involved in a major accident, GAP may cover the difference between your primary carrier insurance settlement and the payoff on your loan. GAP comes with auto deductible reimbursement of up to $1,000. In addition, GAP Advantage could pay an additional $1,000 toward the purchase of a replacement vehicle when you finance the new vehicle through Montana FCU within 90 days of an adverse occurrence to your vehicle.
Depreciation Protection Waiver (DPW) provides a benefit to help protect the "equity" in your auto loan. DPW kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It provides you with an amount equal to the difference between MSRP or National Automobile Dealers Association (NADA) retail value at time of purchase, less the amount of your loan balance at time of total loss- not to exceed the lesser of the maximum benefit ($5,000 or $10,000) or your outstanding loan balance at time of total loss.
For more information on GAP or DPW, please contact a loan officer.