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Personal Loans

With a personal loan from Montana Federal Credit Union, you can stop saying “tomorrow” when it comes to accomplishing your goals and start saying “today.” Whether it’s a personal project, fun vacation, or something else that you’re longing for, we have the funding to help!

Plus, all of our decisions are made right here in North Central Montana, so you’ll get an answer fast.

Summary
  • Competitive fixed and variable rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Personal projects or startups
    • And much more!
  • Personal lines of credit and overdraft protection lines of credit available
  • Share secured loans backed by your Montana FCU savings or share certificate account available
  • Repayment terms customized to fit your unique needs
  • No application fees
  • No pre-payment penalties
  • Apply in person, online, or by phone
  • Debt protection available
  • Quick, local decision-making and processing in North Central Montana
  • Detailed, attentive service from start to finish

Click the Apply Now button, or log in to CU@Home to apply today! Not a member? Give us a call or stop by for more information on what membership at Montana Federal Credit Union can mean for you!

Secured vs. Unsecured Loans

If you’re looking for a higher loan limit, a secured loan may be for you. Because this loan is backed by your share certificate account, lenders can offer higher limits. Unsecured loans are not backed by collateral, so, while easier to obtain, will not offer as high of credit limits.

Choose the loan that works for you and contact us to start the application process!

Secured Loans:

  • Use most anything as collateral
  • Competitive interest rates
  • Finance of new and used items
  • Affordable payment terms suited to your needs

Unsecured Loans: 

  • Can require little more than a signature
  • Competitive interest rates
  • Finance a wide array of items
  • Affordable payment terms suited to your needs
Don’t wait — there’s no time like the present to get started